LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,232
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,718
−HK$4,558/mo
Today · 4.125%
HK$153,276
baseline
▲ 0.50% · 4.625%
HK$162,603
+HK$9,327/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,552/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,456
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,759
−HK$4,366/mo
Today · 4.125%
HK$169,125
baseline
▲ 0.50% · 4.625%
HK$178,040
+HK$8,915/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,250/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,078
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$178,462
−HK$5,469/mo
Today · 4.125%
HK$183,931
baseline
▲ 0.50% · 4.625%
HK$195,123
+HK$11,192/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$367,862/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,547
−HK$10,403/mo
▼ 0.25% · 3.875%
HK$197,711
−HK$5,239/mo
Today · 4.125%
HK$202,950
baseline
▲ 0.50% · 4.625%
HK$213,648
+HK$10,698/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$405,900/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,924
−HK$12,663/mo
▼ 0.25% · 3.875%
HK$208,205
−HK$6,382/mo
Today · 4.125%
HK$214,587
baseline
▲ 0.50% · 4.625%
HK$227,644
+HK$13,057/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$429,174/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,639
−HK$12,136/mo
▼ 0.25% · 3.875%
HK$230,663
−HK$6,112/mo
Today · 4.125%
HK$236,775
baseline
▲ 0.50% · 4.625%
HK$249,256
+HK$12,481/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$473,550/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,617
−HK$16,280/mo
▼ 0.25% · 3.875%
HK$267,692
−HK$8,205/mo
Today · 4.125%
HK$275,897
baseline
▲ 0.50% · 4.625%
HK$292,685
+HK$16,788/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$551,794/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,821
−HK$15,604/mo
▼ 0.25% · 3.875%
HK$296,567
−HK$7,858/mo
Today · 4.125%
HK$304,425
baseline
▲ 0.50% · 4.625%
HK$320,472
+HK$16,047/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$608,850/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,225 · Scale 2, in force from 26 Feb 2026)