LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,235
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,721
−HK$4,558/mo
Today · 4.125%
HK$153,279
baseline
▲ 0.50% · 4.625%
HK$162,606
+HK$9,327/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,558/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,460
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,763
−HK$4,366/mo
Today · 4.125%
HK$169,129
baseline
▲ 0.50% · 4.625%
HK$178,044
+HK$8,915/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,258/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,082
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$178,465
−HK$5,470/mo
Today · 4.125%
HK$183,935
baseline
▲ 0.50% · 4.625%
HK$195,127
+HK$11,192/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$367,870/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,552
−HK$10,403/mo
▼ 0.25% · 3.875%
HK$197,716
−HK$5,239/mo
Today · 4.125%
HK$202,955
baseline
▲ 0.50% · 4.625%
HK$213,653
+HK$10,698/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$405,910/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,929
−HK$12,662/mo
▼ 0.25% · 3.875%
HK$208,210
−HK$6,381/mo
Today · 4.125%
HK$214,591
baseline
▲ 0.50% · 4.625%
HK$227,649
+HK$13,058/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$429,182/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,644
−HK$12,136/mo
▼ 0.25% · 3.875%
HK$230,668
−HK$6,112/mo
Today · 4.125%
HK$236,780
baseline
▲ 0.50% · 4.625%
HK$249,261
+HK$12,481/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$473,560/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,622
−HK$16,281/mo
▼ 0.25% · 3.875%
HK$267,698
−HK$8,205/mo
Today · 4.125%
HK$275,903
baseline
▲ 0.50% · 4.625%
HK$292,691
+HK$16,788/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$551,806/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,827
−HK$15,605/mo
▼ 0.25% · 3.875%
HK$296,574
−HK$7,858/mo
Today · 4.125%
HK$304,432
baseline
▲ 0.50% · 4.625%
HK$320,479
+HK$16,047/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$608,864/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,284 · Scale 2, in force from 26 Feb 2026)