LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,248
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$148,735
−HK$4,558/mo
Today · 4.125%
HK$153,293
baseline
▲ 0.50% · 4.625%
HK$162,621
+HK$9,328/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,586/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,474
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,778
−HK$4,366/mo
Today · 4.125%
HK$169,144
baseline
▲ 0.50% · 4.625%
HK$178,060
+HK$8,916/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,288/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,097
−HK$10,855/mo
▼ 0.25% · 3.875%
HK$178,482
−HK$5,470/mo
Today · 4.125%
HK$183,952
baseline
▲ 0.50% · 4.625%
HK$195,145
+HK$11,193/mo
Deposit HK$25.30M · loan HK$37.96M · min. income ≈ HK$367,904/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,569
−HK$10,404/mo
▼ 0.25% · 3.875%
HK$197,734
−HK$5,239/mo
Today · 4.125%
HK$202,973
baseline
▲ 0.50% · 4.625%
HK$213,672
+HK$10,699/mo
Deposit HK$25.30M · loan HK$37.96M · min. income ≈ HK$405,946/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,947
−HK$12,664/mo
▼ 0.25% · 3.875%
HK$208,229
−HK$6,382/mo
Today · 4.125%
HK$214,611
baseline
▲ 0.50% · 4.625%
HK$227,669
+HK$13,058/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$429,222/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,664
−HK$12,138/mo
▼ 0.25% · 3.875%
HK$230,689
−HK$6,113/mo
Today · 4.125%
HK$236,802
baseline
▲ 0.50% · 4.625%
HK$249,284
+HK$12,482/mo
Deposit HK$18.98M · loan HK$44.28M · min. income ≈ HK$473,604/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,646
−HK$16,282/mo
▼ 0.25% · 3.875%
HK$267,722
−HK$8,206/mo
Today · 4.125%
HK$275,928
baseline
▲ 0.50% · 4.625%
HK$292,718
+HK$16,790/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$551,856/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,853
−HK$15,606/mo
▼ 0.25% · 3.875%
HK$296,600
−HK$7,859/mo
Today · 4.125%
HK$304,459
baseline
▲ 0.50% · 4.625%
HK$320,508
+HK$16,049/mo
Deposit HK$6.33M · loan HK$56.93M · min. income ≈ HK$608,918/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,688,527 · Scale 2, in force from 26 Feb 2026)