LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,425
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,874
−HK$456/mo
Today · 4.125%
HK$15,330
baseline
▲ 0.50% · 4.625%
HK$16,262
+HK$932/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,660/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,048
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,478
−HK$437/mo
Today · 4.125%
HK$16,915
baseline
▲ 0.50% · 4.625%
HK$17,806
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,830/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,310
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,848
−HK$547/mo
Today · 4.125%
HK$18,395
baseline
▲ 0.50% · 4.625%
HK$19,515
+HK$1,120/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,790/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,257
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,774
−HK$524/mo
Today · 4.125%
HK$20,298
baseline
▲ 0.50% · 4.625%
HK$21,367
+HK$1,069/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,596/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,195
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,823
−HK$638/mo
Today · 4.125%
HK$21,461
baseline
▲ 0.50% · 4.625%
HK$22,767
+HK$1,306/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,922/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,467
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,069
−HK$611/mo
Today · 4.125%
HK$23,680
baseline
▲ 0.50% · 4.625%
HK$24,929
+HK$1,249/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,360/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$820/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,679/mo
Deposit HK$633K · loan HK$5.69M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$786/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,605/mo
Deposit HK$633K · loan HK$5.69M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,603 · Scale 2, in force from 26 Feb 2026)