LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,261
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,748
−HK$4,559/mo
Today · 4.125%
HK$153,307
baseline
▲ 0.50% · 4.625%
HK$162,635
+HK$9,328/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,614/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,489
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,793
−HK$4,366/mo
Today · 4.125%
HK$169,159
baseline
▲ 0.50% · 4.625%
HK$178,076
+HK$8,917/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,318/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,113
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$178,498
−HK$5,471/mo
Today · 4.125%
HK$183,969
baseline
▲ 0.50% · 4.625%
HK$195,163
+HK$11,194/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$367,938/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,586
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$197,751
−HK$5,240/mo
Today · 4.125%
HK$202,991
baseline
▲ 0.50% · 4.625%
HK$213,691
+HK$10,700/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$405,982/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,965
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$208,247
−HK$6,383/mo
Today · 4.125%
HK$214,630
baseline
▲ 0.50% · 4.625%
HK$227,690
+HK$13,060/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$429,260/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,684
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$230,710
−HK$6,113/mo
Today · 4.125%
HK$236,823
baseline
▲ 0.50% · 4.625%
HK$249,306
+HK$12,483/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$473,646/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,669
−HK$16,284/mo
▼ 0.25% · 3.875%
HK$267,746
−HK$8,207/mo
Today · 4.125%
HK$275,953
baseline
▲ 0.50% · 4.625%
HK$292,744
+HK$16,791/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$551,906/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,879
−HK$15,608/mo
▼ 0.25% · 3.875%
HK$296,627
−HK$7,860/mo
Today · 4.125%
HK$304,487
baseline
▲ 0.50% · 4.625%
HK$320,537
+HK$16,050/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$608,974/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,768 · Scale 2, in force from 26 Feb 2026)