LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,262
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,749
−HK$4,559/mo
Today · 4.125%
HK$153,308
baseline
▲ 0.50% · 4.625%
HK$162,637
+HK$9,329/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,616/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,490
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,794
−HK$4,367/mo
Today · 4.125%
HK$169,161
baseline
▲ 0.50% · 4.625%
HK$178,077
+HK$8,916/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,322/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,114
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$178,499
−HK$5,471/mo
Today · 4.125%
HK$183,970
baseline
▲ 0.50% · 4.625%
HK$195,164
+HK$11,194/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$367,940/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,588
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$197,753
−HK$5,240/mo
Today · 4.125%
HK$202,993
baseline
▲ 0.50% · 4.625%
HK$213,693
+HK$10,700/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$405,986/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,967
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$208,249
−HK$6,383/mo
Today · 4.125%
HK$214,632
baseline
▲ 0.50% · 4.625%
HK$227,692
+HK$13,060/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$429,264/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,686
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$230,712
−HK$6,113/mo
Today · 4.125%
HK$236,825
baseline
▲ 0.50% · 4.625%
HK$249,308
+HK$12,483/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$473,650/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,671
−HK$16,284/mo
▼ 0.25% · 3.875%
HK$267,749
−HK$8,206/mo
Today · 4.125%
HK$275,955
baseline
▲ 0.50% · 4.625%
HK$292,746
+HK$16,791/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$551,910/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,882
−HK$15,607/mo
▼ 0.25% · 3.875%
HK$296,630
−HK$7,859/mo
Today · 4.125%
HK$304,489
baseline
▲ 0.50% · 4.625%
HK$320,539
+HK$16,050/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$608,978/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,790 · Scale 2, in force from 26 Feb 2026)