LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,427
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,876
−HK$455/mo
Today · 4.125%
HK$15,331
baseline
▲ 0.50% · 4.625%
HK$16,264
+HK$933/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,662/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,050
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,480
−HK$437/mo
Today · 4.125%
HK$16,917
baseline
▲ 0.50% · 4.625%
HK$17,808
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,834/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,312
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,851
−HK$547/mo
Today · 4.125%
HK$18,398
baseline
▲ 0.50% · 4.625%
HK$19,517
+HK$1,119/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,796/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,260
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,776
−HK$524/mo
Today · 4.125%
HK$20,300
baseline
▲ 0.50% · 4.625%
HK$21,370
+HK$1,070/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,600/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,826
−HK$638/mo
Today · 4.125%
HK$21,464
baseline
▲ 0.50% · 4.625%
HK$22,770
+HK$1,306/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,928/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,469
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,072
−HK$611/mo
Today · 4.125%
HK$23,683
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,249/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,366/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,968
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$821/mo
Today · 4.125%
HK$27,597
baseline
▲ 0.50% · 4.625%
HK$29,276
+HK$1,679/mo
Deposit HK$633K · loan HK$5.69M · min. income ≈ HK$55,194/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$786/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,605/mo
Deposit HK$633K · loan HK$5.69M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,683 · Scale 2, in force from 26 Feb 2026)