LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,268
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,755
−HK$4,560/mo
Today · 4.125%
HK$153,315
baseline
▲ 0.50% · 4.625%
HK$162,644
+HK$9,329/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,630/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,497
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,801
−HK$4,367/mo
Today · 4.125%
HK$169,168
baseline
▲ 0.50% · 4.625%
HK$178,085
+HK$8,917/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,336/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,121
−HK$10,857/mo
▼ 0.25% · 3.875%
HK$178,507
−HK$5,471/mo
Today · 4.125%
HK$183,978
baseline
▲ 0.50% · 4.625%
HK$195,172
+HK$11,194/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$367,956/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,596
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$197,761
−HK$5,240/mo
Today · 4.125%
HK$203,001
baseline
▲ 0.50% · 4.625%
HK$213,702
+HK$10,701/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$406,002/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,975
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$208,258
−HK$6,383/mo
Today · 4.125%
HK$214,641
baseline
▲ 0.50% · 4.625%
HK$227,701
+HK$13,060/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$429,282/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,695
−HK$12,140/mo
▼ 0.25% · 3.875%
HK$230,721
−HK$6,114/mo
Today · 4.125%
HK$236,835
baseline
▲ 0.50% · 4.625%
HK$249,319
+HK$12,484/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$473,670/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,682
−HK$16,285/mo
▼ 0.25% · 3.875%
HK$267,760
−HK$8,207/mo
Today · 4.125%
HK$275,967
baseline
▲ 0.50% · 4.625%
HK$292,758
+HK$16,791/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$551,934/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,894
−HK$15,608/mo
▼ 0.25% · 3.875%
HK$296,642
−HK$7,860/mo
Today · 4.125%
HK$304,502
baseline
▲ 0.50% · 4.625%
HK$320,553
+HK$16,051/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$609,004/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,902 · Scale 2, in force from 26 Feb 2026)