LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,269
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,756
−HK$4,560/mo
Today · 4.125%
HK$153,316
baseline
▲ 0.50% · 4.625%
HK$162,645
+HK$9,329/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$306,632/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,498
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,802
−HK$4,367/mo
Today · 4.125%
HK$169,169
baseline
▲ 0.50% · 4.625%
HK$178,086
+HK$8,917/mo
Deposit HK$31.63M · loan HK$31.63M · min. income ≈ HK$338,338/mo (50% DSR)
Upfront cash ≈ HK$34.32M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,123
−HK$10,856/mo
▼ 0.25% · 3.875%
HK$178,508
−HK$5,471/mo
Today · 4.125%
HK$183,979
baseline
▲ 0.50% · 4.625%
HK$195,173
+HK$11,194/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$367,958/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,597
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$197,762
−HK$5,240/mo
Today · 4.125%
HK$203,002
baseline
▲ 0.50% · 4.625%
HK$213,703
+HK$10,701/mo
Deposit HK$25.31M · loan HK$37.96M · min. income ≈ HK$406,004/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,976
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$208,259
−HK$6,383/mo
Today · 4.125%
HK$214,642
baseline
▲ 0.50% · 4.625%
HK$227,702
+HK$13,060/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$429,284/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,697
−HK$12,139/mo
▼ 0.25% · 3.875%
HK$230,723
−HK$6,113/mo
Today · 4.125%
HK$236,836
baseline
▲ 0.50% · 4.625%
HK$249,320
+HK$12,484/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$473,672/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,684
−HK$16,284/mo
▼ 0.25% · 3.875%
HK$267,761
−HK$8,207/mo
Today · 4.125%
HK$275,968
baseline
▲ 0.50% · 4.625%
HK$292,760
+HK$16,792/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$551,936/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,896
−HK$15,608/mo
▼ 0.25% · 3.875%
HK$296,644
−HK$7,860/mo
Today · 4.125%
HK$304,504
baseline
▲ 0.50% · 4.625%
HK$320,555
+HK$16,051/mo
Deposit HK$6.33M · loan HK$56.94M · min. income ≈ HK$609,008/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,688,918 · Scale 2, in force from 26 Feb 2026)