LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,289
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$148,777
−HK$4,560/mo
Today · 4.125%
HK$153,337
baseline
▲ 0.50% · 4.625%
HK$162,668
+HK$9,331/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$306,674/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,520
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,825
−HK$4,368/mo
Today · 4.125%
HK$169,193
baseline
▲ 0.50% · 4.625%
HK$178,111
+HK$8,918/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$338,386/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,147
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$178,533
−HK$5,472/mo
Today · 4.125%
HK$184,005
baseline
▲ 0.50% · 4.625%
HK$195,201
+HK$11,196/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$368,010/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,624
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$197,790
−HK$5,241/mo
Today · 4.125%
HK$203,031
baseline
▲ 0.50% · 4.625%
HK$213,733
+HK$10,702/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$406,062/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,005
−HK$12,667/mo
▼ 0.25% · 3.875%
HK$208,288
−HK$6,384/mo
Today · 4.125%
HK$214,672
baseline
▲ 0.50% · 4.625%
HK$227,735
+HK$13,063/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$429,344/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,728
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,756
−HK$6,114/mo
Today · 4.125%
HK$236,870
baseline
▲ 0.50% · 4.625%
HK$249,356
+HK$12,486/mo
Deposit HK$18.98M · loan HK$44.29M · min. income ≈ HK$473,740/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,721
−HK$16,286/mo
▼ 0.25% · 3.875%
HK$267,799
−HK$8,208/mo
Today · 4.125%
HK$276,007
baseline
▲ 0.50% · 4.625%
HK$292,802
+HK$16,795/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$552,014/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,937
−HK$15,610/mo
▼ 0.25% · 3.875%
HK$296,686
−HK$7,861/mo
Today · 4.125%
HK$304,547
baseline
▲ 0.50% · 4.625%
HK$320,600
+HK$16,053/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$609,094/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,300 · Scale 2, in force from 26 Feb 2026)