LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,429
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,878
−HK$456/mo
Today · 4.125%
HK$15,334
baseline
▲ 0.50% · 4.625%
HK$16,267
+HK$933/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,668/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,052
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,483
−HK$437/mo
Today · 4.125%
HK$16,920
baseline
▲ 0.50% · 4.625%
HK$17,812
+HK$892/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,840/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,315
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,854
−HK$547/mo
Today · 4.125%
HK$18,401
baseline
▲ 0.50% · 4.625%
HK$19,521
+HK$1,120/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,802/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,263
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$524/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,374
+HK$1,070/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,201
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,829
−HK$639/mo
Today · 4.125%
HK$21,468
baseline
▲ 0.50% · 4.625%
HK$22,774
+HK$1,306/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,936/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,076
−HK$612/mo
Today · 4.125%
HK$23,688
baseline
▲ 0.50% · 4.625%
HK$24,936
+HK$1,248/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,376/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,973
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,781
−HK$820/mo
Today · 4.125%
HK$27,601
baseline
▲ 0.50% · 4.625%
HK$29,281
+HK$1,680/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,202/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,894
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,669
−HK$786/mo
Today · 4.125%
HK$30,455
baseline
▲ 0.50% · 4.625%
HK$32,061
+HK$1,606/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,910/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,793 · Scale 2, in force from 26 Feb 2026)