LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,296
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,785
−HK$4,560/mo
Today · 4.125%
HK$153,345
baseline
▲ 0.50% · 4.625%
HK$162,676
+HK$9,331/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$306,690/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,528
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,833
−HK$4,368/mo
Today · 4.125%
HK$169,201
baseline
▲ 0.50% · 4.625%
HK$178,120
+HK$8,919/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$338,402/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,156
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$178,542
−HK$5,472/mo
Today · 4.125%
HK$184,014
baseline
▲ 0.50% · 4.625%
HK$195,211
+HK$11,197/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$368,028/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,634
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$197,800
−HK$5,241/mo
Today · 4.125%
HK$203,041
baseline
▲ 0.50% · 4.625%
HK$213,744
+HK$10,703/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$406,082/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,015
−HK$12,668/mo
▼ 0.25% · 3.875%
HK$208,299
−HK$6,384/mo
Today · 4.125%
HK$214,683
baseline
▲ 0.50% · 4.625%
HK$227,746
+HK$13,063/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$429,366/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,739
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,767
−HK$6,114/mo
Today · 4.125%
HK$236,881
baseline
▲ 0.50% · 4.625%
HK$249,368
+HK$12,487/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$473,762/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,733
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,813
−HK$8,208/mo
Today · 4.125%
HK$276,021
baseline
▲ 0.50% · 4.625%
HK$292,816
+HK$16,795/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$552,042/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,951
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$296,700
−HK$7,862/mo
Today · 4.125%
HK$304,562
baseline
▲ 0.50% · 4.625%
HK$320,616
+HK$16,054/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$609,124/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,432 · Scale 2, in force from 26 Feb 2026)