LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,297
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,786
−HK$4,560/mo
Today · 4.125%
HK$153,346
baseline
▲ 0.50% · 4.625%
HK$162,677
+HK$9,331/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$306,692/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,529
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,835
−HK$4,367/mo
Today · 4.125%
HK$169,202
baseline
▲ 0.50% · 4.625%
HK$178,121
+HK$8,919/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$338,404/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,157
−HK$10,858/mo
▼ 0.25% · 3.875%
HK$178,543
−HK$5,472/mo
Today · 4.125%
HK$184,015
baseline
▲ 0.50% · 4.625%
HK$195,212
+HK$11,197/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$368,030/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,635
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$197,802
−HK$5,241/mo
Today · 4.125%
HK$203,043
baseline
▲ 0.50% · 4.625%
HK$213,746
+HK$10,703/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$406,086/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,016
−HK$12,669/mo
▼ 0.25% · 3.875%
HK$208,300
−HK$6,385/mo
Today · 4.125%
HK$214,685
baseline
▲ 0.50% · 4.625%
HK$227,748
+HK$13,063/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$429,370/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,741
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,769
−HK$6,114/mo
Today · 4.125%
HK$236,883
baseline
▲ 0.50% · 4.625%
HK$249,370
+HK$12,487/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$473,766/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,735
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,815
−HK$8,208/mo
Today · 4.125%
HK$276,023
baseline
▲ 0.50% · 4.625%
HK$292,818
+HK$16,795/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$552,046/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,953
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$296,703
−HK$7,861/mo
Today · 4.125%
HK$304,564
baseline
▲ 0.50% · 4.625%
HK$320,618
+HK$16,054/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$609,128/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,453 · Scale 2, in force from 26 Feb 2026)