LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,430
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,879
−HK$456/mo
Today · 4.125%
HK$15,335
baseline
▲ 0.50% · 4.625%
HK$16,268
+HK$933/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,670/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,053
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,483
−HK$437/mo
Today · 4.125%
HK$16,920
baseline
▲ 0.50% · 4.625%
HK$17,812
+HK$892/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,840/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,854
−HK$548/mo
Today · 4.125%
HK$18,402
baseline
▲ 0.50% · 4.625%
HK$19,521
+HK$1,119/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,804/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,264
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$524/mo
Today · 4.125%
HK$20,304
baseline
▲ 0.50% · 4.625%
HK$21,375
+HK$1,071/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,608/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,830
−HK$638/mo
Today · 4.125%
HK$21,468
baseline
▲ 0.50% · 4.625%
HK$22,775
+HK$1,307/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,936/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,474
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,077
−HK$611/mo
Today · 4.125%
HK$23,688
baseline
▲ 0.50% · 4.625%
HK$24,937
+HK$1,249/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,376/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,781
−HK$821/mo
Today · 4.125%
HK$27,602
baseline
▲ 0.50% · 4.625%
HK$29,282
+HK$1,680/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,204/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,670
−HK$786/mo
Today · 4.125%
HK$30,456
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,606/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,912/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,813 · Scale 2, in force from 26 Feb 2026)