LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,300
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,788
−HK$4,561/mo
Today · 4.125%
HK$153,349
baseline
▲ 0.50% · 4.625%
HK$162,680
+HK$9,331/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$306,698/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,532
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,838
−HK$4,367/mo
Today · 4.125%
HK$169,205
baseline
▲ 0.50% · 4.625%
HK$178,124
+HK$8,919/mo
Deposit HK$31.64M · loan HK$31.64M · min. income ≈ HK$338,410/mo (50% DSR)
Upfront cash ≈ HK$34.33M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,160
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$178,546
−HK$5,473/mo
Today · 4.125%
HK$184,019
baseline
▲ 0.50% · 4.625%
HK$195,216
+HK$11,197/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$368,038/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,639
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$197,805
−HK$5,241/mo
Today · 4.125%
HK$203,046
baseline
▲ 0.50% · 4.625%
HK$213,749
+HK$10,703/mo
Deposit HK$25.31M · loan HK$37.97M · min. income ≈ HK$406,092/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,020
−HK$12,668/mo
▼ 0.25% · 3.875%
HK$208,304
−HK$6,384/mo
Today · 4.125%
HK$214,688
baseline
▲ 0.50% · 4.625%
HK$227,752
+HK$13,064/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$429,376/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,745
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,773
−HK$6,114/mo
Today · 4.125%
HK$236,887
baseline
▲ 0.50% · 4.625%
HK$249,374
+HK$12,487/mo
Deposit HK$18.98M · loan HK$44.30M · min. income ≈ HK$473,774/mo (50% DSR)
Upfront cash ≈ HK$21.67M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,740
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,819
−HK$8,209/mo
Today · 4.125%
HK$276,028
baseline
▲ 0.50% · 4.625%
HK$292,823
+HK$16,795/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$552,056/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,958
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$296,708
−HK$7,861/mo
Today · 4.125%
HK$304,569
baseline
▲ 0.50% · 4.625%
HK$320,624
+HK$16,055/mo
Deposit HK$6.33M · loan HK$56.95M · min. income ≈ HK$609,138/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,689,499 · Scale 2, in force from 26 Feb 2026)