LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,432
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,881
−HK$456/mo
Today · 4.125%
HK$15,337
baseline
▲ 0.50% · 4.625%
HK$16,271
+HK$934/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,674/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,056
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,486
−HK$437/mo
Today · 4.125%
HK$16,923
baseline
▲ 0.50% · 4.625%
HK$17,815
+HK$892/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,846/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,319
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,857
−HK$548/mo
Today · 4.125%
HK$18,405
baseline
▲ 0.50% · 4.625%
HK$19,525
+HK$1,120/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,810/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,267
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,784
−HK$524/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,378
+HK$1,070/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,834
−HK$638/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,307/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,478
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,081
−HK$612/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,248/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,978
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,786
−HK$821/mo
Today · 4.125%
HK$27,607
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,680/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,214/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,900
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,676
−HK$786/mo
Today · 4.125%
HK$30,462
baseline
▲ 0.50% · 4.625%
HK$32,068
+HK$1,606/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,924/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$167,925 · Scale 2, in force from 26 Feb 2026)