LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,336
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,826
−HK$4,561/mo
Today · 4.125%
HK$153,387
baseline
▲ 0.50% · 4.625%
HK$162,721
+HK$9,334/mo
Deposit HK$31.65M · loan HK$31.65M · min. income ≈ HK$306,774/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,573
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,879
−HK$4,369/mo
Today · 4.125%
HK$169,248
baseline
▲ 0.50% · 4.625%
HK$178,169
+HK$8,921/mo
Deposit HK$31.65M · loan HK$31.65M · min. income ≈ HK$338,496/mo (50% DSR)
Upfront cash ≈ HK$34.34M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,204
−HK$10,861/mo
▼ 0.25% · 3.875%
HK$178,591
−HK$5,474/mo
Today · 4.125%
HK$184,065
baseline
▲ 0.50% · 4.625%
HK$195,265
+HK$11,200/mo
Deposit HK$25.32M · loan HK$37.98M · min. income ≈ HK$368,130/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,687
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$197,855
−HK$5,243/mo
Today · 4.125%
HK$203,098
baseline
▲ 0.50% · 4.625%
HK$213,803
+HK$10,705/mo
Deposit HK$25.32M · loan HK$37.98M · min. income ≈ HK$406,196/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,071
−HK$12,671/mo
▼ 0.25% · 3.875%
HK$208,356
−HK$6,386/mo
Today · 4.125%
HK$214,742
baseline
▲ 0.50% · 4.625%
HK$227,809
+HK$13,067/mo
Deposit HK$18.99M · loan HK$44.31M · min. income ≈ HK$429,484/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,802
−HK$12,145/mo
▼ 0.25% · 3.875%
HK$230,831
−HK$6,116/mo
Today · 4.125%
HK$236,947
baseline
▲ 0.50% · 4.625%
HK$249,437
+HK$12,490/mo
Deposit HK$18.99M · loan HK$44.31M · min. income ≈ HK$473,894/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,805
−HK$16,292/mo
▼ 0.25% · 3.875%
HK$267,887
−HK$8,210/mo
Today · 4.125%
HK$276,097
baseline
▲ 0.50% · 4.625%
HK$292,897
+HK$16,800/mo
Deposit HK$6.33M · loan HK$56.97M · min. income ≈ HK$552,194/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,031
−HK$15,615/mo
▼ 0.25% · 3.875%
HK$296,783
−HK$7,863/mo
Today · 4.125%
HK$304,646
baseline
▲ 0.50% · 4.625%
HK$320,705
+HK$16,059/mo
Deposit HK$6.33M · loan HK$56.97M · min. income ≈ HK$609,292/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,690,178 · Scale 2, in force from 26 Feb 2026)