LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,436
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,885
−HK$457/mo
Today · 4.125%
HK$15,342
baseline
▲ 0.50% · 4.625%
HK$16,275
+HK$933/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,684/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,060
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,491
−HK$437/mo
Today · 4.125%
HK$16,928
baseline
▲ 0.50% · 4.625%
HK$17,820
+HK$892/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,856/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,324
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,862
−HK$548/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,530
+HK$1,120/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,272
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,789
−HK$525/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,070/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,211
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$639/mo
Today · 4.125%
HK$21,478
baseline
▲ 0.50% · 4.625%
HK$22,785
+HK$1,307/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,956/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,484
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$612/mo
Today · 4.125%
HK$23,699
baseline
▲ 0.50% · 4.625%
HK$24,948
+HK$1,249/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,398/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$821/mo
Today · 4.125%
HK$27,615
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,680/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,230/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$786/mo
Today · 4.125%
HK$30,470
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,606/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,940/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$168,100 · Scale 2, in force from 26 Feb 2026)