LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,363
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,853
−HK$4,563/mo
Today · 4.125%
HK$153,416
baseline
▲ 0.50% · 4.625%
HK$162,751
+HK$9,335/mo
Deposit HK$31.65M · loan HK$31.65M · min. income ≈ HK$306,832/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,602
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$164,910
−HK$4,369/mo
Today · 4.125%
HK$169,279
baseline
▲ 0.50% · 4.625%
HK$178,202
+HK$8,923/mo
Deposit HK$31.65M · loan HK$31.65M · min. income ≈ HK$338,558/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,236
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$178,624
−HK$5,475/mo
Today · 4.125%
HK$184,099
baseline
▲ 0.50% · 4.625%
HK$195,301
+HK$11,202/mo
Deposit HK$25.32M · loan HK$37.99M · min. income ≈ HK$368,198/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,723
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$197,892
−HK$5,243/mo
Today · 4.125%
HK$203,135
baseline
▲ 0.50% · 4.625%
HK$213,843
+HK$10,708/mo
Deposit HK$25.32M · loan HK$37.99M · min. income ≈ HK$406,270/mo (50% DSR)
Upfront cash ≈ HK$28.01M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,108
−HK$12,674/mo
▼ 0.25% · 3.875%
HK$208,395
−HK$6,387/mo
Today · 4.125%
HK$214,782
baseline
▲ 0.50% · 4.625%
HK$227,851
+HK$13,069/mo
Deposit HK$18.99M · loan HK$44.32M · min. income ≈ HK$429,564/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,843
−HK$12,148/mo
▼ 0.25% · 3.875%
HK$230,873
−HK$6,118/mo
Today · 4.125%
HK$236,991
baseline
▲ 0.50% · 4.625%
HK$249,483
+HK$12,492/mo
Deposit HK$18.99M · loan HK$44.32M · min. income ≈ HK$473,982/mo (50% DSR)
Upfront cash ≈ HK$21.68M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,853
−HK$16,295/mo
▼ 0.25% · 3.875%
HK$267,936
−HK$8,212/mo
Today · 4.125%
HK$276,148
baseline
▲ 0.50% · 4.625%
HK$292,951
+HK$16,803/mo
Deposit HK$6.33M · loan HK$56.98M · min. income ≈ HK$552,296/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,084
−HK$15,619/mo
▼ 0.25% · 3.875%
HK$296,837
−HK$7,866/mo
Today · 4.125%
HK$304,703
baseline
▲ 0.50% · 4.625%
HK$320,764
+HK$16,061/mo
Deposit HK$6.33M · loan HK$56.98M · min. income ≈ HK$609,406/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,690,674 · Scale 2, in force from 26 Feb 2026)