LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,437
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,886
−HK$456/mo
Today · 4.125%
HK$15,342
baseline
▲ 0.50% · 4.625%
HK$16,275
+HK$933/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,684/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,061
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,491
−HK$437/mo
Today · 4.125%
HK$16,928
baseline
▲ 0.50% · 4.625%
HK$17,821
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,856/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,324
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,863
−HK$547/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,531
+HK$1,121/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,273
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,790
−HK$524/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,385
+HK$1,071/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,211
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,840
−HK$639/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,786
+HK$1,307/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,485
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,088
−HK$612/mo
Today · 4.125%
HK$23,700
baseline
▲ 0.50% · 4.625%
HK$24,949
+HK$1,249/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,400/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,986
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$822/mo
Today · 4.125%
HK$27,616
baseline
▲ 0.50% · 4.625%
HK$29,296
+HK$1,680/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,232/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$787/mo
Today · 4.125%
HK$30,471
baseline
▲ 0.50% · 4.625%
HK$32,077
+HK$1,606/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,942/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$168,116 · Scale 2, in force from 26 Feb 2026)