LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,389
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$148,880
−HK$4,564/mo
Today · 4.125%
HK$153,444
baseline
▲ 0.50% · 4.625%
HK$162,780
+HK$9,336/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$306,888/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,631
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$164,939
−HK$4,371/mo
Today · 4.125%
HK$169,310
baseline
▲ 0.50% · 4.625%
HK$178,234
+HK$8,924/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$338,620/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,267
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$178,656
−HK$5,476/mo
Today · 4.125%
HK$184,132
baseline
▲ 0.50% · 4.625%
HK$195,336
+HK$11,204/mo
Deposit HK$25.33M · loan HK$37.99M · min. income ≈ HK$368,264/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,758
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$197,927
−HK$5,245/mo
Today · 4.125%
HK$203,172
baseline
▲ 0.50% · 4.625%
HK$213,881
+HK$10,709/mo
Deposit HK$25.33M · loan HK$37.99M · min. income ≈ HK$406,344/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,145
−HK$12,676/mo
▼ 0.25% · 3.875%
HK$208,433
−HK$6,388/mo
Today · 4.125%
HK$214,821
baseline
▲ 0.50% · 4.625%
HK$227,892
+HK$13,071/mo
Deposit HK$19.00M · loan HK$44.32M · min. income ≈ HK$429,642/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,884
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$230,915
−HK$6,119/mo
Today · 4.125%
HK$237,034
baseline
▲ 0.50% · 4.625%
HK$249,528
+HK$12,494/mo
Deposit HK$19.00M · loan HK$44.32M · min. income ≈ HK$474,068/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,900
−HK$16,298/mo
▼ 0.25% · 3.875%
HK$267,985
−HK$8,213/mo
Today · 4.125%
HK$276,198
baseline
▲ 0.50% · 4.625%
HK$293,004
+HK$16,806/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$552,396/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,136
−HK$15,622/mo
▼ 0.25% · 3.875%
HK$296,891
−HK$7,867/mo
Today · 4.125%
HK$304,758
baseline
▲ 0.50% · 4.625%
HK$320,822
+HK$16,064/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$609,516/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,161 · Scale 2, in force from 26 Feb 2026)