LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,392
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$148,884
−HK$4,563/mo
Today · 4.125%
HK$153,447
baseline
▲ 0.50% · 4.625%
HK$162,784
+HK$9,337/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$306,894/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,635
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,943
−HK$4,370/mo
Today · 4.125%
HK$169,313
baseline
▲ 0.50% · 4.625%
HK$178,238
+HK$8,925/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$338,626/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,271
−HK$10,865/mo
▼ 0.25% · 3.875%
HK$178,660
−HK$5,476/mo
Today · 4.125%
HK$184,136
baseline
▲ 0.50% · 4.625%
HK$195,340
+HK$11,204/mo
Deposit HK$25.33M · loan HK$37.99M · min. income ≈ HK$368,272/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,762
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$197,932
−HK$5,244/mo
Today · 4.125%
HK$203,176
baseline
▲ 0.50% · 4.625%
HK$213,886
+HK$10,710/mo
Deposit HK$25.33M · loan HK$37.99M · min. income ≈ HK$406,352/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,149
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$208,437
−HK$6,389/mo
Today · 4.125%
HK$214,826
baseline
▲ 0.50% · 4.625%
HK$227,897
+HK$13,071/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$429,652/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,889
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$230,920
−HK$6,119/mo
Today · 4.125%
HK$237,039
baseline
▲ 0.50% · 4.625%
HK$249,533
+HK$12,494/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$474,078/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,906
−HK$16,298/mo
▼ 0.25% · 3.875%
HK$267,990
−HK$8,214/mo
Today · 4.125%
HK$276,204
baseline
▲ 0.50% · 4.625%
HK$293,011
+HK$16,807/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$552,408/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,143
−HK$15,621/mo
▼ 0.25% · 3.875%
HK$296,897
−HK$7,867/mo
Today · 4.125%
HK$304,764
baseline
▲ 0.50% · 4.625%
HK$320,829
+HK$16,065/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$609,528/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,218 · Scale 2, in force from 26 Feb 2026)