LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,397
−HK$9,055/mo
▼ 0.25% · 3.875%
HK$148,889
−HK$4,563/mo
Today · 4.125%
HK$153,452
baseline
▲ 0.50% · 4.625%
HK$162,790
+HK$9,338/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$306,904/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,641
−HK$8,679/mo
▼ 0.25% · 3.875%
HK$164,949
−HK$4,371/mo
Today · 4.125%
HK$169,320
baseline
▲ 0.50% · 4.625%
HK$178,245
+HK$8,925/mo
Deposit HK$31.66M · loan HK$31.66M · min. income ≈ HK$338,640/mo (50% DSR)
Upfront cash ≈ HK$34.35M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,277
−HK$10,866/mo
▼ 0.25% · 3.875%
HK$178,667
−HK$5,476/mo
Today · 4.125%
HK$184,143
baseline
▲ 0.50% · 4.625%
HK$195,348
+HK$11,205/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$368,286/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,769
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$197,939
−HK$5,245/mo
Today · 4.125%
HK$203,184
baseline
▲ 0.50% · 4.625%
HK$213,894
+HK$10,710/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$406,368/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,156
−HK$12,677/mo
▼ 0.25% · 3.875%
HK$208,445
−HK$6,388/mo
Today · 4.125%
HK$214,833
baseline
▲ 0.50% · 4.625%
HK$227,906
+HK$13,073/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$429,666/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,897
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$230,929
−HK$6,118/mo
Today · 4.125%
HK$237,047
baseline
▲ 0.50% · 4.625%
HK$249,543
+HK$12,496/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$474,094/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,915
−HK$16,299/mo
▼ 0.25% · 3.875%
HK$268,000
−HK$8,214/mo
Today · 4.125%
HK$276,214
baseline
▲ 0.50% · 4.625%
HK$293,021
+HK$16,807/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$552,428/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,153
−HK$15,622/mo
▼ 0.25% · 3.875%
HK$296,908
−HK$7,867/mo
Today · 4.125%
HK$304,775
baseline
▲ 0.50% · 4.625%
HK$320,840
+HK$16,065/mo
Deposit HK$6.33M · loan HK$56.99M · min. income ≈ HK$609,550/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,317 · Scale 2, in force from 26 Feb 2026)