LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,410
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$148,902
−HK$4,564/mo
Today · 4.125%
HK$153,466
baseline
▲ 0.50% · 4.625%
HK$162,804
+HK$9,338/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$306,932/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,655
−HK$8,680/mo
▼ 0.25% · 3.875%
HK$164,964
−HK$4,371/mo
Today · 4.125%
HK$169,335
baseline
▲ 0.50% · 4.625%
HK$178,260
+HK$8,925/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$338,670/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,292
−HK$10,867/mo
▼ 0.25% · 3.875%
HK$178,683
−HK$5,476/mo
Today · 4.125%
HK$184,159
baseline
▲ 0.50% · 4.625%
HK$195,365
+HK$11,206/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$368,318/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,786
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$197,956
−HK$5,246/mo
Today · 4.125%
HK$203,202
baseline
▲ 0.50% · 4.625%
HK$213,913
+HK$10,711/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$406,404/mo (50% DSR)
Upfront cash ≈ HK$28.02M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,174
−HK$12,678/mo
▼ 0.25% · 3.875%
HK$208,463
−HK$6,389/mo
Today · 4.125%
HK$214,852
baseline
▲ 0.50% · 4.625%
HK$227,926
+HK$13,074/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$429,704/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,917
−HK$12,151/mo
▼ 0.25% · 3.875%
HK$230,949
−HK$6,119/mo
Today · 4.125%
HK$237,068
baseline
▲ 0.50% · 4.625%
HK$249,565
+HK$12,497/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$474,136/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,938
−HK$16,301/mo
▼ 0.25% · 3.875%
HK$268,024
−HK$8,215/mo
Today · 4.125%
HK$276,239
baseline
▲ 0.50% · 4.625%
HK$293,047
+HK$16,808/mo
Deposit HK$6.33M · loan HK$57.00M · min. income ≈ HK$552,478/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,179
−HK$15,623/mo
▼ 0.25% · 3.875%
HK$296,935
−HK$7,867/mo
Today · 4.125%
HK$304,802
baseline
▲ 0.50% · 4.625%
HK$320,869
+HK$16,067/mo
Deposit HK$6.33M · loan HK$57.00M · min. income ≈ HK$609,604/mo (50% DSR)
Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$2,691,555 · Scale 2, in force from 26 Feb 2026)