LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,421
−HK$9,056/mo
▼ 0.25% · 3.875%
HK$148,913
−HK$4,564/mo
Today · 4.125%
HK$153,477
baseline
▲ 0.50% · 4.625%
HK$162,816
+HK$9,339/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$306,954/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,667
−HK$8,680/mo
▼ 0.25% · 3.875%
HK$164,976
−HK$4,371/mo
Today · 4.125%
HK$169,347
baseline
▲ 0.50% · 4.625%
HK$178,274
+HK$8,927/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$338,694/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,305
−HK$10,868/mo
▼ 0.25% · 3.875%
HK$178,696
−HK$5,477/mo
Today · 4.125%
HK$184,173
baseline
▲ 0.50% · 4.625%
HK$195,379
+HK$11,206/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$368,346/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,800
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$197,971
−HK$5,246/mo
Today · 4.125%
HK$203,217
baseline
▲ 0.50% · 4.625%
HK$213,928
+HK$10,711/mo
Deposit HK$25.33M · loan HK$38.00M · min. income ≈ HK$406,434/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,189
−HK$12,679/mo
▼ 0.25% · 3.875%
HK$208,479
−HK$6,389/mo
Today · 4.125%
HK$214,868
baseline
▲ 0.50% · 4.625%
HK$227,943
+HK$13,075/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$429,736/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,934
−HK$12,152/mo
▼ 0.25% · 3.875%
HK$230,966
−HK$6,120/mo
Today · 4.125%
HK$237,086
baseline
▲ 0.50% · 4.625%
HK$249,583
+HK$12,497/mo
Deposit HK$19.00M · loan HK$44.33M · min. income ≈ HK$474,172/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,958
−HK$16,301/mo
▼ 0.25% · 3.875%
HK$268,044
−HK$8,215/mo
Today · 4.125%
HK$276,259
baseline
▲ 0.50% · 4.625%
HK$293,069
+HK$16,810/mo
Deposit HK$6.33M · loan HK$57.00M · min. income ≈ HK$552,518/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,200
−HK$15,625/mo
▼ 0.25% · 3.875%
HK$296,956
−HK$7,869/mo
Today · 4.125%
HK$304,825
baseline
▲ 0.50% · 4.625%
HK$320,893
+HK$16,068/mo
Deposit HK$6.33M · loan HK$57.00M · min. income ≈ HK$609,650/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,691,754 · Scale 2, in force from 26 Feb 2026)