LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,430
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$148,922
−HK$4,565/mo
Today · 4.125%
HK$153,487
baseline
▲ 0.50% · 4.625%
HK$162,826
+HK$9,339/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$306,974/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,676
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$164,986
−HK$4,371/mo
Today · 4.125%
HK$169,357
baseline
▲ 0.50% · 4.625%
HK$178,284
+HK$8,927/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$338,714/mo (50% DSR)
Upfront cash ≈ HK$34.36M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,315
−HK$10,869/mo
▼ 0.25% · 3.875%
HK$178,707
−HK$5,477/mo
Today · 4.125%
HK$184,184
baseline
▲ 0.50% · 4.625%
HK$195,391
+HK$11,207/mo
Deposit HK$25.34M · loan HK$38.00M · min. income ≈ HK$368,368/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,812
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$197,983
−HK$5,246/mo
Today · 4.125%
HK$203,229
baseline
▲ 0.50% · 4.625%
HK$213,941
+HK$10,712/mo
Deposit HK$25.34M · loan HK$38.00M · min. income ≈ HK$406,458/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,201
−HK$12,680/mo
▼ 0.25% · 3.875%
HK$208,491
−HK$6,390/mo
Today · 4.125%
HK$214,881
baseline
▲ 0.50% · 4.625%
HK$227,956
+HK$13,075/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$429,762/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,947
−HK$12,153/mo
▼ 0.25% · 3.875%
HK$230,980
−HK$6,120/mo
Today · 4.125%
HK$237,100
baseline
▲ 0.50% · 4.625%
HK$249,598
+HK$12,498/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$474,200/mo (50% DSR)
Upfront cash ≈ HK$21.69M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,973
−HK$16,303/mo
▼ 0.25% · 3.875%
HK$268,060
−HK$8,216/mo
Today · 4.125%
HK$276,276
baseline
▲ 0.50% · 4.625%
HK$293,086
+HK$16,810/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$552,552/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,217
−HK$15,626/mo
▼ 0.25% · 3.875%
HK$296,974
−HK$7,869/mo
Today · 4.125%
HK$304,843
baseline
▲ 0.50% · 4.625%
HK$320,912
+HK$16,069/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$609,686/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,691,914 · Scale 2, in force from 26 Feb 2026)