LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,447
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,941
−HK$4,565/mo
Today · 4.125%
HK$153,506
baseline
▲ 0.50% · 4.625%
HK$162,846
+HK$9,340/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$307,012/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,696
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$165,006
−HK$4,372/mo
Today · 4.125%
HK$169,378
baseline
▲ 0.50% · 4.625%
HK$178,306
+HK$8,928/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$338,756/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,337
−HK$10,870/mo
▼ 0.25% · 3.875%
HK$178,729
−HK$5,478/mo
Today · 4.125%
HK$184,207
baseline
▲ 0.50% · 4.625%
HK$195,415
+HK$11,208/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$368,414/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,836
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$198,007
−HK$5,247/mo
Today · 4.125%
HK$203,254
baseline
▲ 0.50% · 4.625%
HK$213,968
+HK$10,714/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$406,508/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,226
−HK$12,682/mo
▼ 0.25% · 3.875%
HK$208,517
−HK$6,391/mo
Today · 4.125%
HK$214,908
baseline
▲ 0.50% · 4.625%
HK$227,984
+HK$13,076/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$429,816/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,975
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$231,009
−HK$6,121/mo
Today · 4.125%
HK$237,130
baseline
▲ 0.50% · 4.625%
HK$249,629
+HK$12,499/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$474,260/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,005
−HK$16,305/mo
▼ 0.25% · 3.875%
HK$268,093
−HK$8,217/mo
Today · 4.125%
HK$276,310
baseline
▲ 0.50% · 4.625%
HK$293,123
+HK$16,813/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$552,620/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,253
−HK$15,628/mo
▼ 0.25% · 3.875%
HK$297,011
−HK$7,870/mo
Today · 4.125%
HK$304,881
baseline
▲ 0.50% · 4.625%
HK$320,952
+HK$16,071/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$609,762/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,249 · Scale 2, in force from 26 Feb 2026)