LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,450
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$148,943
−HK$4,565/mo
Today · 4.125%
HK$153,508
baseline
▲ 0.50% · 4.625%
HK$162,849
+HK$9,341/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$307,016/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,699
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$165,009
−HK$4,372/mo
Today · 4.125%
HK$169,381
baseline
▲ 0.50% · 4.625%
HK$178,309
+HK$8,928/mo
Deposit HK$31.67M · loan HK$31.67M · min. income ≈ HK$338,762/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,340
−HK$10,870/mo
▼ 0.25% · 3.875%
HK$178,732
−HK$5,478/mo
Today · 4.125%
HK$184,210
baseline
▲ 0.50% · 4.625%
HK$195,419
+HK$11,209/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$368,420/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,839
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$198,011
−HK$5,246/mo
Today · 4.125%
HK$203,257
baseline
▲ 0.50% · 4.625%
HK$213,971
+HK$10,714/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$406,514/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,230
−HK$12,681/mo
▼ 0.25% · 3.875%
HK$208,520
−HK$6,391/mo
Today · 4.125%
HK$214,911
baseline
▲ 0.50% · 4.625%
HK$227,988
+HK$13,077/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$429,822/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,979
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$231,012
−HK$6,122/mo
Today · 4.125%
HK$237,134
baseline
▲ 0.50% · 4.625%
HK$249,633
+HK$12,499/mo
Deposit HK$19.00M · loan HK$44.34M · min. income ≈ HK$474,268/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,010
−HK$16,305/mo
▼ 0.25% · 3.875%
HK$268,098
−HK$8,217/mo
Today · 4.125%
HK$276,315
baseline
▲ 0.50% · 4.625%
HK$293,128
+HK$16,813/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$552,630/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,258
−HK$15,628/mo
▼ 0.25% · 3.875%
HK$297,016
−HK$7,870/mo
Today · 4.125%
HK$304,886
baseline
▲ 0.50% · 4.625%
HK$320,957
+HK$16,071/mo
Deposit HK$6.33M · loan HK$57.01M · min. income ≈ HK$609,772/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,294 · Scale 2, in force from 26 Feb 2026)