LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,446
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,895
−HK$456/mo
Today · 4.125%
HK$15,351
baseline
▲ 0.50% · 4.625%
HK$16,285
+HK$934/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,702/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,070
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,502
−HK$437/mo
Today · 4.125%
HK$16,939
baseline
▲ 0.50% · 4.625%
HK$17,832
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,878/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,335
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,874
−HK$548/mo
Today · 4.125%
HK$18,422
baseline
▲ 0.50% · 4.625%
HK$19,543
+HK$1,121/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,844/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,285
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,802
−HK$524/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,398
+HK$1,072/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,224
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,853
−HK$639/mo
Today · 4.125%
HK$21,492
baseline
▲ 0.50% · 4.625%
HK$22,800
+HK$1,308/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,984/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,499
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,102
−HK$612/mo
Today · 4.125%
HK$23,714
baseline
▲ 0.50% · 4.625%
HK$24,964
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,428/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,002
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$821/mo
Today · 4.125%
HK$27,632
baseline
▲ 0.50% · 4.625%
HK$29,314
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$787/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,097
+HK$1,607/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,505 · Scale 2, in force from 26 Feb 2026)