LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,463
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,957
−HK$4,565/mo
Today · 4.125%
HK$153,522
baseline
▲ 0.50% · 4.625%
HK$162,863
+HK$9,341/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$307,044/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,714
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$165,024
−HK$4,372/mo
Today · 4.125%
HK$169,396
baseline
▲ 0.50% · 4.625%
HK$178,326
+HK$8,930/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$338,792/mo (50% DSR)
Upfront cash ≈ HK$34.37M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,355
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$178,748
−HK$5,478/mo
Today · 4.125%
HK$184,226
baseline
▲ 0.50% · 4.625%
HK$195,436
+HK$11,210/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$368,452/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,856
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$198,029
−HK$5,247/mo
Today · 4.125%
HK$203,276
baseline
▲ 0.50% · 4.625%
HK$213,991
+HK$10,715/mo
Deposit HK$25.34M · loan HK$38.01M · min. income ≈ HK$406,552/mo (50% DSR)
Upfront cash ≈ HK$28.03M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,248
−HK$12,683/mo
▼ 0.25% · 3.875%
HK$208,539
−HK$6,392/mo
Today · 4.125%
HK$214,931
baseline
▲ 0.50% · 4.625%
HK$228,009
+HK$13,078/mo
Deposit HK$19.01M · loan HK$44.35M · min. income ≈ HK$429,862/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,999
−HK$12,156/mo
▼ 0.25% · 3.875%
HK$231,033
−HK$6,122/mo
Today · 4.125%
HK$237,155
baseline
▲ 0.50% · 4.625%
HK$249,656
+HK$12,501/mo
Deposit HK$19.01M · loan HK$44.35M · min. income ≈ HK$474,310/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,033
−HK$16,307/mo
▼ 0.25% · 3.875%
HK$268,122
−HK$8,218/mo
Today · 4.125%
HK$276,340
baseline
▲ 0.50% · 4.625%
HK$293,154
+HK$16,814/mo
Deposit HK$6.34M · loan HK$57.02M · min. income ≈ HK$552,680/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,284
−HK$15,630/mo
▼ 0.25% · 3.875%
HK$297,043
−HK$7,871/mo
Today · 4.125%
HK$304,914
baseline
▲ 0.50% · 4.625%
HK$320,986
+HK$16,072/mo
Deposit HK$6.34M · loan HK$57.02M · min. income ≈ HK$609,828/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,692,537 · Scale 2, in force from 26 Feb 2026)