LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,492
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,986
−HK$4,567/mo
Today · 4.125%
HK$153,553
baseline
▲ 0.50% · 4.625%
HK$162,896
+HK$9,343/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$307,106/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,746
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,057
−HK$4,373/mo
Today · 4.125%
HK$169,430
baseline
▲ 0.50% · 4.625%
HK$178,361
+HK$8,931/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$338,860/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,390
−HK$10,873/mo
▼ 0.25% · 3.875%
HK$178,784
−HK$5,479/mo
Today · 4.125%
HK$184,263
baseline
▲ 0.50% · 4.625%
HK$195,475
+HK$11,212/mo
Deposit HK$25.35M · loan HK$38.02M · min. income ≈ HK$368,526/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,895
−HK$10,422/mo
▼ 0.25% · 3.875%
HK$198,068
−HK$5,249/mo
Today · 4.125%
HK$203,317
baseline
▲ 0.50% · 4.625%
HK$214,034
+HK$10,717/mo
Deposit HK$25.35M · loan HK$38.02M · min. income ≈ HK$406,634/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,289
−HK$12,685/mo
▼ 0.25% · 3.875%
HK$208,581
−HK$6,393/mo
Today · 4.125%
HK$214,974
baseline
▲ 0.50% · 4.625%
HK$228,055
+HK$13,081/mo
Deposit HK$19.01M · loan HK$44.36M · min. income ≈ HK$429,948/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,044
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$231,080
−HK$6,123/mo
Today · 4.125%
HK$237,203
baseline
▲ 0.50% · 4.625%
HK$249,706
+HK$12,503/mo
Deposit HK$19.01M · loan HK$44.36M · min. income ≈ HK$474,406/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,086
−HK$16,309/mo
▼ 0.25% · 3.875%
HK$268,176
−HK$8,219/mo
Today · 4.125%
HK$276,395
baseline
▲ 0.50% · 4.625%
HK$293,213
+HK$16,818/mo
Deposit HK$6.34M · loan HK$57.03M · min. income ≈ HK$552,790/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,343
−HK$15,632/mo
▼ 0.25% · 3.875%
HK$297,103
−HK$7,872/mo
Today · 4.125%
HK$304,975
baseline
▲ 0.50% · 4.625%
HK$321,050
+HK$16,075/mo
Deposit HK$6.34M · loan HK$57.03M · min. income ≈ HK$609,950/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,078 · Scale 2, in force from 26 Feb 2026)