LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,493
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,988
−HK$4,566/mo
Today · 4.125%
HK$153,554
baseline
▲ 0.50% · 4.625%
HK$162,897
+HK$9,343/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$307,108/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,747
−HK$8,685/mo
▼ 0.25% · 3.875%
HK$165,058
−HK$4,374/mo
Today · 4.125%
HK$169,432
baseline
▲ 0.50% · 4.625%
HK$178,363
+HK$8,931/mo
Deposit HK$31.68M · loan HK$31.68M · min. income ≈ HK$338,864/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,392
−HK$10,873/mo
▼ 0.25% · 3.875%
HK$178,785
−HK$5,480/mo
Today · 4.125%
HK$184,265
baseline
▲ 0.50% · 4.625%
HK$195,477
+HK$11,212/mo
Deposit HK$25.35M · loan HK$38.02M · min. income ≈ HK$368,530/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,897
−HK$10,421/mo
▼ 0.25% · 3.875%
HK$198,070
−HK$5,248/mo
Today · 4.125%
HK$203,318
baseline
▲ 0.50% · 4.625%
HK$214,035
+HK$10,717/mo
Deposit HK$25.35M · loan HK$38.02M · min. income ≈ HK$406,636/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,290
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$208,583
−HK$6,393/mo
Today · 4.125%
HK$214,976
baseline
▲ 0.50% · 4.625%
HK$228,056
+HK$13,080/mo
Deposit HK$19.01M · loan HK$44.36M · min. income ≈ HK$429,952/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,046
−HK$12,158/mo
▼ 0.25% · 3.875%
HK$231,082
−HK$6,122/mo
Today · 4.125%
HK$237,204
baseline
▲ 0.50% · 4.625%
HK$249,708
+HK$12,504/mo
Deposit HK$19.01M · loan HK$44.36M · min. income ≈ HK$474,408/mo (50% DSR)
Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,088
−HK$16,309/mo
▼ 0.25% · 3.875%
HK$268,178
−HK$8,219/mo
Today · 4.125%
HK$276,397
baseline
▲ 0.50% · 4.625%
HK$293,215
+HK$16,818/mo
Deposit HK$6.34M · loan HK$57.03M · min. income ≈ HK$552,794/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,345
−HK$15,632/mo
▼ 0.25% · 3.875%
HK$297,105
−HK$7,872/mo
Today · 4.125%
HK$304,977
baseline
▲ 0.50% · 4.625%
HK$321,053
+HK$16,076/mo
Deposit HK$6.34M · loan HK$57.03M · min. income ≈ HK$609,954/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,099 · Scale 2, in force from 26 Feb 2026)