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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$63.37M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$202,301
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$208,594
−HK$6,393/mo
Today · 4.125%
HK$214,987
baseline
▲ 0.50% · 4.625%
HK$228,069
+HK$13,082/mo

Deposit HK$19.01M · loan HK$44.36M · min. income ≈ HK$429,974/mo (50% DSR)

Upfront cash ≈ HK$21.70M (deposit + AVD stamp duty HK$2,693,244 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com