LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,452
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,901
−HK$457/mo
Today · 4.125%
HK$15,358
baseline
▲ 0.50% · 4.625%
HK$16,293
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,716/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,078
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,509
−HK$437/mo
Today · 4.125%
HK$16,946
baseline
▲ 0.50% · 4.625%
HK$17,839
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,892/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,342
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,882
−HK$548/mo
Today · 4.125%
HK$18,430
baseline
▲ 0.50% · 4.625%
HK$19,551
+HK$1,121/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,860/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,810
−HK$525/mo
Today · 4.125%
HK$20,335
baseline
▲ 0.50% · 4.625%
HK$21,407
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,670/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,862
−HK$639/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,810
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,112
−HK$613/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,013
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,823
−HK$822/mo
Today · 4.125%
HK$27,645
baseline
▲ 0.50% · 4.625%
HK$29,327
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,290/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,940
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,716
−HK$787/mo
Today · 4.125%
HK$30,503
baseline
▲ 0.50% · 4.625%
HK$32,111
+HK$1,608/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$61,006/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,783 · Scale 2, in force from 26 Feb 2026)