LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,522
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$149,017
−HK$4,568/mo
Today · 4.125%
HK$153,585
baseline
▲ 0.50% · 4.625%
HK$162,930
+HK$9,345/mo
Deposit HK$31.69M · loan HK$31.69M · min. income ≈ HK$307,170/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,779
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,091
−HK$4,375/mo
Today · 4.125%
HK$169,466
baseline
▲ 0.50% · 4.625%
HK$178,398
+HK$8,932/mo
Deposit HK$31.69M · loan HK$31.69M · min. income ≈ HK$338,932/mo (50% DSR)
Upfront cash ≈ HK$34.38M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,426
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$178,821
−HK$5,481/mo
Today · 4.125%
HK$184,302
baseline
▲ 0.50% · 4.625%
HK$195,516
+HK$11,214/mo
Deposit HK$25.35M · loan HK$38.03M · min. income ≈ HK$368,604/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,935
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$198,109
−HK$5,250/mo
Today · 4.125%
HK$203,359
baseline
▲ 0.50% · 4.625%
HK$214,078
+HK$10,719/mo
Deposit HK$25.35M · loan HK$38.03M · min. income ≈ HK$406,718/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,331
−HK$12,688/mo
▼ 0.25% · 3.875%
HK$208,624
−HK$6,395/mo
Today · 4.125%
HK$215,019
baseline
▲ 0.50% · 4.625%
HK$228,102
+HK$13,083/mo
Deposit HK$19.01M · loan HK$44.37M · min. income ≈ HK$430,038/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,091
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$231,128
−HK$6,124/mo
Today · 4.125%
HK$237,252
baseline
▲ 0.50% · 4.625%
HK$249,758
+HK$12,506/mo
Deposit HK$19.01M · loan HK$44.37M · min. income ≈ HK$474,504/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,139
−HK$16,313/mo
▼ 0.25% · 3.875%
HK$268,231
−HK$8,221/mo
Today · 4.125%
HK$276,452
baseline
▲ 0.50% · 4.625%
HK$293,274
+HK$16,822/mo
Deposit HK$6.34M · loan HK$57.04M · min. income ≈ HK$552,904/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,403
−HK$15,635/mo
▼ 0.25% · 3.875%
HK$297,164
−HK$7,874/mo
Today · 4.125%
HK$305,038
baseline
▲ 0.50% · 4.625%
HK$321,117
+HK$16,079/mo
Deposit HK$6.34M · loan HK$57.04M · min. income ≈ HK$610,076/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,693,637 · Scale 2, in force from 26 Feb 2026)