LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,452
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,902
−HK$457/mo
Today · 4.125%
HK$15,359
baseline
▲ 0.50% · 4.625%
HK$16,293
+HK$934/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,718/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,078
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,509
−HK$438/mo
Today · 4.125%
HK$16,947
baseline
▲ 0.50% · 4.625%
HK$17,840
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,894/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,343
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,882
−HK$548/mo
Today · 4.125%
HK$18,430
baseline
▲ 0.50% · 4.625%
HK$19,552
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,860/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,811
−HK$525/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,408
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,863
−HK$639/mo
Today · 4.125%
HK$21,502
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,004/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,113
−HK$613/mo
Today · 4.125%
HK$23,726
baseline
▲ 0.50% · 4.625%
HK$24,976
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,452/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,014
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$822/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$787/mo
Today · 4.125%
HK$30,504
baseline
▲ 0.50% · 4.625%
HK$32,112
+HK$1,608/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$61,008/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,808 · Scale 2, in force from 26 Feb 2026)