LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,453
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,903
−HK$456/mo
Today · 4.125%
HK$15,359
baseline
▲ 0.50% · 4.625%
HK$16,294
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,718/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,079
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,510
−HK$438/mo
Today · 4.125%
HK$16,948
baseline
▲ 0.50% · 4.625%
HK$17,841
+HK$893/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,896/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,344
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$548/mo
Today · 4.125%
HK$18,431
baseline
▲ 0.50% · 4.625%
HK$19,553
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,295
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$525/mo
Today · 4.125%
HK$20,337
baseline
▲ 0.50% · 4.625%
HK$21,409
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,674/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,234
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$639/mo
Today · 4.125%
HK$21,503
baseline
▲ 0.50% · 4.625%
HK$22,812
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,006/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,510
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$613/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$24,977
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$822/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,682/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,942
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$788/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,608/mo
Deposit HK$634K · loan HK$5.70M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,836 · Scale 2, in force from 26 Feb 2026)