LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,550
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$149,047
−HK$4,568/mo
Today · 4.125%
HK$153,615
baseline
▲ 0.50% · 4.625%
HK$162,962
+HK$9,347/mo
Deposit HK$31.70M · loan HK$31.70M · min. income ≈ HK$307,230/mo (50% DSR)
Upfront cash ≈ HK$34.39M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,811
−HK$8,688/mo
▼ 0.25% · 3.875%
HK$165,124
−HK$4,375/mo
Today · 4.125%
HK$169,499
baseline
▲ 0.50% · 4.625%
HK$178,434
+HK$8,935/mo
Deposit HK$31.70M · loan HK$31.70M · min. income ≈ HK$338,998/mo (50% DSR)
Upfront cash ≈ HK$34.39M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,461
−HK$10,877/mo
▼ 0.25% · 3.875%
HK$178,856
−HK$5,482/mo
Today · 4.125%
HK$184,338
baseline
▲ 0.50% · 4.625%
HK$195,555
+HK$11,217/mo
Deposit HK$25.36M · loan HK$38.04M · min. income ≈ HK$368,676/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,973
−HK$10,426/mo
▼ 0.25% · 3.875%
HK$198,149
−HK$5,250/mo
Today · 4.125%
HK$203,399
baseline
▲ 0.50% · 4.625%
HK$214,120
+HK$10,721/mo
Deposit HK$25.36M · loan HK$38.04M · min. income ≈ HK$406,798/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,371
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$208,666
−HK$6,395/mo
Today · 4.125%
HK$215,061
baseline
▲ 0.50% · 4.625%
HK$228,147
+HK$13,086/mo
Deposit HK$19.02M · loan HK$44.37M · min. income ≈ HK$430,122/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,135
−HK$12,164/mo
▼ 0.25% · 3.875%
HK$231,173
−HK$6,126/mo
Today · 4.125%
HK$237,299
baseline
▲ 0.50% · 4.625%
HK$249,807
+HK$12,508/mo
Deposit HK$19.02M · loan HK$44.37M · min. income ≈ HK$474,598/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,191
−HK$16,316/mo
▼ 0.25% · 3.875%
HK$268,284
−HK$8,223/mo
Today · 4.125%
HK$276,507
baseline
▲ 0.50% · 4.625%
HK$293,332
+HK$16,825/mo
Deposit HK$6.34M · loan HK$57.05M · min. income ≈ HK$553,014/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,460
−HK$15,638/mo
▼ 0.25% · 3.875%
HK$297,223
−HK$7,875/mo
Today · 4.125%
HK$305,098
baseline
▲ 0.50% · 4.625%
HK$321,180
+HK$16,082/mo
Deposit HK$6.34M · loan HK$57.05M · min. income ≈ HK$610,196/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$2,694,169 · Scale 2, in force from 26 Feb 2026)