LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,458
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,908
−HK$457/mo
Today · 4.125%
HK$15,365
baseline
▲ 0.50% · 4.625%
HK$16,299
+HK$934/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,730/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,084
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,516
−HK$437/mo
Today · 4.125%
HK$16,953
baseline
▲ 0.50% · 4.625%
HK$17,847
+HK$894/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,906/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,349
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,889
−HK$548/mo
Today · 4.125%
HK$18,437
baseline
▲ 0.50% · 4.625%
HK$19,559
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,874/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,819
−HK$525/mo
Today · 4.125%
HK$20,344
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,688/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,241
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,871
−HK$639/mo
Today · 4.125%
HK$21,510
baseline
▲ 0.50% · 4.625%
HK$22,819
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,020/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,518
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,122
−HK$613/mo
Today · 4.125%
HK$23,735
baseline
▲ 0.50% · 4.625%
HK$24,986
+HK$1,251/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,470/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$822/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,339
+HK$1,683/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,728
−HK$788/mo
Today · 4.125%
HK$30,516
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,608/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$61,032/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$169,048 · Scale 2, in force from 26 Feb 2026)