LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,598
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,096
−HK$4,570/mo
Today · 4.125%
HK$153,666
baseline
▲ 0.50% · 4.625%
HK$163,016
+HK$9,350/mo
Deposit HK$31.71M · loan HK$31.71M · min. income ≈ HK$307,332/mo (50% DSR)
Upfront cash ≈ HK$34.40M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,864
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,179
−HK$4,376/mo
Today · 4.125%
HK$169,555
baseline
▲ 0.50% · 4.625%
HK$178,493
+HK$8,938/mo
Deposit HK$31.71M · loan HK$31.71M · min. income ≈ HK$339,110/mo (50% DSR)
Upfront cash ≈ HK$34.40M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,518
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$178,915
−HK$5,484/mo
Today · 4.125%
HK$184,399
baseline
▲ 0.50% · 4.625%
HK$195,619
+HK$11,220/mo
Deposit HK$25.37M · loan HK$38.05M · min. income ≈ HK$368,798/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,037
−HK$10,429/mo
▼ 0.25% · 3.875%
HK$198,214
−HK$5,252/mo
Today · 4.125%
HK$203,466
baseline
▲ 0.50% · 4.625%
HK$214,191
+HK$10,725/mo
Deposit HK$25.37M · loan HK$38.05M · min. income ≈ HK$406,932/mo (50% DSR)
Upfront cash ≈ HK$28.06M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,438
−HK$12,694/mo
▼ 0.25% · 3.875%
HK$208,735
−HK$6,397/mo
Today · 4.125%
HK$215,132
baseline
▲ 0.50% · 4.625%
HK$228,223
+HK$13,091/mo
Deposit HK$19.02M · loan HK$44.39M · min. income ≈ HK$430,264/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,210
−HK$12,167/mo
▼ 0.25% · 3.875%
HK$231,250
−HK$6,127/mo
Today · 4.125%
HK$237,377
baseline
▲ 0.50% · 4.625%
HK$249,890
+HK$12,513/mo
Deposit HK$19.02M · loan HK$44.39M · min. income ≈ HK$474,754/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,277
−HK$16,322/mo
▼ 0.25% · 3.875%
HK$268,373
−HK$8,226/mo
Today · 4.125%
HK$276,599
baseline
▲ 0.50% · 4.625%
HK$293,429
+HK$16,830/mo
Deposit HK$6.34M · loan HK$57.07M · min. income ≈ HK$553,198/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,556
−HK$15,643/mo
▼ 0.25% · 3.875%
HK$297,321
−HK$7,878/mo
Today · 4.125%
HK$305,199
baseline
▲ 0.50% · 4.625%
HK$321,287
+HK$16,088/mo
Deposit HK$6.34M · loan HK$57.07M · min. income ≈ HK$610,398/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,695,062 · Scale 2, in force from 26 Feb 2026)