LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,623
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$149,122
−HK$4,571/mo
Today · 4.125%
HK$153,693
baseline
▲ 0.50% · 4.625%
HK$163,044
+HK$9,351/mo
Deposit HK$31.71M · loan HK$31.71M · min. income ≈ HK$307,386/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,892
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,207
−HK$4,378/mo
Today · 4.125%
HK$169,585
baseline
▲ 0.50% · 4.625%
HK$178,524
+HK$8,939/mo
Deposit HK$31.71M · loan HK$31.71M · min. income ≈ HK$339,170/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,548
−HK$10,883/mo
▼ 0.25% · 3.875%
HK$178,946
−HK$5,485/mo
Today · 4.125%
HK$184,431
baseline
▲ 0.50% · 4.625%
HK$195,653
+HK$11,222/mo
Deposit HK$25.37M · loan HK$38.05M · min. income ≈ HK$368,862/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,071
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$198,249
−HK$5,253/mo
Today · 4.125%
HK$203,502
baseline
▲ 0.50% · 4.625%
HK$214,228
+HK$10,726/mo
Deposit HK$25.37M · loan HK$38.05M · min. income ≈ HK$407,004/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,473
−HK$12,697/mo
▼ 0.25% · 3.875%
HK$208,771
−HK$6,399/mo
Today · 4.125%
HK$215,170
baseline
▲ 0.50% · 4.625%
HK$228,262
+HK$13,092/mo
Deposit HK$19.03M · loan HK$44.40M · min. income ≈ HK$430,340/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,249
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$231,290
−HK$6,129/mo
Today · 4.125%
HK$237,419
baseline
▲ 0.50% · 4.625%
HK$249,933
+HK$12,514/mo
Deposit HK$19.03M · loan HK$44.40M · min. income ≈ HK$474,838/mo (50% DSR)
Upfront cash ≈ HK$21.72M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,322
−HK$16,325/mo
▼ 0.25% · 3.875%
HK$268,420
−HK$8,227/mo
Today · 4.125%
HK$276,647
baseline
▲ 0.50% · 4.625%
HK$293,480
+HK$16,833/mo
Deposit HK$6.34M · loan HK$57.08M · min. income ≈ HK$553,294/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,606
−HK$15,646/mo
▼ 0.25% · 3.875%
HK$297,373
−HK$7,879/mo
Today · 4.125%
HK$305,252
baseline
▲ 0.50% · 4.625%
HK$321,343
+HK$16,091/mo
Deposit HK$6.34M · loan HK$57.08M · min. income ≈ HK$610,504/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,695,529 · Scale 2, in force from 26 Feb 2026)