LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,463
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,913
−HK$457/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,306
+HK$936/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,090
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,522
−HK$438/mo
Today · 4.125%
HK$16,960
baseline
▲ 0.50% · 4.625%
HK$17,854
+HK$894/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,920/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,356
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,896
−HK$548/mo
Today · 4.125%
HK$18,444
baseline
▲ 0.50% · 4.625%
HK$19,567
+HK$1,123/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,888/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,308
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,826
−HK$526/mo
Today · 4.125%
HK$20,352
baseline
▲ 0.50% · 4.625%
HK$21,424
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,704/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,249
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,879
−HK$639/mo
Today · 4.125%
HK$21,518
baseline
▲ 0.50% · 4.625%
HK$22,828
+HK$1,310/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,036/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,526
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,131
−HK$612/mo
Today · 4.125%
HK$23,743
baseline
▲ 0.50% · 4.625%
HK$24,995
+HK$1,252/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,486/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,034
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,844
−HK$823/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,350
+HK$1,683/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,963
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$788/mo
Today · 4.125%
HK$30,527
baseline
▲ 0.50% · 4.625%
HK$32,136
+HK$1,609/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$61,054/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,286 · Scale 2, in force from 26 Feb 2026)