LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,465
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,915
−HK$457/mo
Today · 4.125%
HK$15,372
baseline
▲ 0.50% · 4.625%
HK$16,307
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,744/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,092
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,524
−HK$437/mo
Today · 4.125%
HK$16,961
baseline
▲ 0.50% · 4.625%
HK$17,856
+HK$895/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,922/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,358
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$548/mo
Today · 4.125%
HK$18,446
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$1,123/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,892/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,310
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,828
−HK$526/mo
Today · 4.125%
HK$20,354
baseline
▲ 0.50% · 4.625%
HK$21,427
+HK$1,073/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,708/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,251
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$640/mo
Today · 4.125%
HK$21,521
baseline
▲ 0.50% · 4.625%
HK$22,830
+HK$1,309/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,042/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,529
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,133
−HK$613/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,252/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,037
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,847
−HK$823/mo
Today · 4.125%
HK$27,670
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,683/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,340/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,966
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,743
−HK$788/mo
Today · 4.125%
HK$30,531
baseline
▲ 0.50% · 4.625%
HK$32,140
+HK$1,609/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$61,062/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$169,355 · Scale 2, in force from 26 Feb 2026)