LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,653
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,153
−HK$4,572/mo
Today · 4.125%
HK$153,725
baseline
▲ 0.50% · 4.625%
HK$163,078
+HK$9,353/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$307,450/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,926
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,241
−HK$4,379/mo
Today · 4.125%
HK$169,620
baseline
▲ 0.50% · 4.625%
HK$178,561
+HK$8,941/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$339,240/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,584
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$178,984
−HK$5,485/mo
Today · 4.125%
HK$184,469
baseline
▲ 0.50% · 4.625%
HK$195,694
+HK$11,225/mo
Deposit HK$25.37M · loan HK$38.06M · min. income ≈ HK$368,938/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,111
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$198,290
−HK$5,254/mo
Today · 4.125%
HK$203,544
baseline
▲ 0.50% · 4.625%
HK$214,273
+HK$10,729/mo
Deposit HK$25.37M · loan HK$38.06M · min. income ≈ HK$407,088/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,515
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,814
−HK$6,400/mo
Today · 4.125%
HK$215,214
baseline
▲ 0.50% · 4.625%
HK$228,310
+HK$13,096/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$430,428/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,296
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,338
−HK$6,130/mo
Today · 4.125%
HK$237,468
baseline
▲ 0.50% · 4.625%
HK$249,985
+HK$12,517/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$474,936/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,376
−HK$16,328/mo
▼ 0.25% · 3.875%
HK$268,475
−HK$8,229/mo
Today · 4.125%
HK$276,704
baseline
▲ 0.50% · 4.625%
HK$293,541
+HK$16,837/mo
Deposit HK$6.34M · loan HK$57.09M · min. income ≈ HK$553,408/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,666
−HK$15,650/mo
▼ 0.25% · 3.875%
HK$297,435
−HK$7,881/mo
Today · 4.125%
HK$305,316
baseline
▲ 0.50% · 4.625%
HK$321,409
+HK$16,093/mo
Deposit HK$6.34M · loan HK$57.09M · min. income ≈ HK$610,632/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,088 · Scale 2, in force from 26 Feb 2026)