LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,654
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$149,154
−HK$4,571/mo
Today · 4.125%
HK$153,725
baseline
▲ 0.50% · 4.625%
HK$163,079
+HK$9,354/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$307,450/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,926
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,242
−HK$4,378/mo
Today · 4.125%
HK$169,620
baseline
▲ 0.50% · 4.625%
HK$178,561
+HK$8,941/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$339,240/mo (50% DSR)
Upfront cash ≈ HK$34.41M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,585
−HK$10,885/mo
▼ 0.25% · 3.875%
HK$178,984
−HK$5,486/mo
Today · 4.125%
HK$184,470
baseline
▲ 0.50% · 4.625%
HK$195,695
+HK$11,225/mo
Deposit HK$25.38M · loan HK$38.06M · min. income ≈ HK$368,940/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,111
−HK$10,434/mo
▼ 0.25% · 3.875%
HK$198,291
−HK$5,254/mo
Today · 4.125%
HK$203,545
baseline
▲ 0.50% · 4.625%
HK$214,274
+HK$10,729/mo
Deposit HK$25.38M · loan HK$38.06M · min. income ≈ HK$407,090/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,516
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,815
−HK$6,400/mo
Today · 4.125%
HK$215,215
baseline
▲ 0.50% · 4.625%
HK$228,310
+HK$13,095/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$430,430/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,297
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,339
−HK$6,130/mo
Today · 4.125%
HK$237,469
baseline
▲ 0.50% · 4.625%
HK$249,986
+HK$12,517/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$474,938/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,377
−HK$16,328/mo
▼ 0.25% · 3.875%
HK$268,476
−HK$8,229/mo
Today · 4.125%
HK$276,705
baseline
▲ 0.50% · 4.625%
HK$293,542
+HK$16,837/mo
Deposit HK$6.34M · loan HK$57.09M · min. income ≈ HK$553,410/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,667
−HK$15,650/mo
▼ 0.25% · 3.875%
HK$297,436
−HK$7,881/mo
Today · 4.125%
HK$305,317
baseline
▲ 0.50% · 4.625%
HK$321,411
+HK$16,094/mo
Deposit HK$6.34M · loan HK$57.09M · min. income ≈ HK$610,634/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,099 · Scale 2, in force from 26 Feb 2026)