LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,668
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,168
−HK$4,572/mo
Today · 4.125%
HK$153,740
baseline
▲ 0.50% · 4.625%
HK$163,095
+HK$9,355/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$307,480/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,942
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,258
−HK$4,379/mo
Today · 4.125%
HK$169,637
baseline
▲ 0.50% · 4.625%
HK$178,579
+HK$8,942/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$339,274/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,602
−HK$10,886/mo
▼ 0.25% · 3.875%
HK$179,002
−HK$5,486/mo
Today · 4.125%
HK$184,488
baseline
▲ 0.50% · 4.625%
HK$195,714
+HK$11,226/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$368,976/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,130
−HK$10,434/mo
▼ 0.25% · 3.875%
HK$198,310
−HK$5,254/mo
Today · 4.125%
HK$203,564
baseline
▲ 0.50% · 4.625%
HK$214,295
+HK$10,731/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$407,128/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,535
−HK$12,701/mo
▼ 0.25% · 3.875%
HK$208,835
−HK$6,401/mo
Today · 4.125%
HK$215,236
baseline
▲ 0.50% · 4.625%
HK$228,333
+HK$13,097/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$430,472/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,319
−HK$12,173/mo
▼ 0.25% · 3.875%
HK$231,361
−HK$6,131/mo
Today · 4.125%
HK$237,492
baseline
▲ 0.50% · 4.625%
HK$250,010
+HK$12,518/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$474,984/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,403
−HK$16,329/mo
▼ 0.25% · 3.875%
HK$268,503
−HK$8,229/mo
Today · 4.125%
HK$276,732
baseline
▲ 0.50% · 4.625%
HK$293,571
+HK$16,839/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$553,464/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,695
−HK$15,652/mo
▼ 0.25% · 3.875%
HK$297,465
−HK$7,882/mo
Today · 4.125%
HK$305,347
baseline
▲ 0.50% · 4.625%
HK$321,442
+HK$16,095/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$610,694/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,361 · Scale 2, in force from 26 Feb 2026)