LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,669
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,169
−HK$4,572/mo
Today · 4.125%
HK$153,741
baseline
▲ 0.50% · 4.625%
HK$163,095
+HK$9,354/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$307,482/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,942
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,259
−HK$4,379/mo
Today · 4.125%
HK$169,638
baseline
▲ 0.50% · 4.625%
HK$178,580
+HK$8,942/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$339,276/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,602
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$179,002
−HK$5,487/mo
Today · 4.125%
HK$184,489
baseline
▲ 0.50% · 4.625%
HK$195,715
+HK$11,226/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$368,978/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,131
−HK$10,434/mo
▼ 0.25% · 3.875%
HK$198,311
−HK$5,254/mo
Today · 4.125%
HK$203,565
baseline
▲ 0.50% · 4.625%
HK$214,295
+HK$10,730/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$407,130/mo (50% DSR)
Upfront cash ≈ HK$28.07M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,536
−HK$12,701/mo
▼ 0.25% · 3.875%
HK$208,836
−HK$6,401/mo
Today · 4.125%
HK$215,237
baseline
▲ 0.50% · 4.625%
HK$228,334
+HK$13,097/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$430,474/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,319
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,362
−HK$6,131/mo
Today · 4.125%
HK$237,493
baseline
▲ 0.50% · 4.625%
HK$250,011
+HK$12,518/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$474,986/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,404
−HK$16,329/mo
▼ 0.25% · 3.875%
HK$268,504
−HK$8,229/mo
Today · 4.125%
HK$276,733
baseline
▲ 0.50% · 4.625%
HK$293,572
+HK$16,839/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$553,466/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,696
−HK$15,652/mo
▼ 0.25% · 3.875%
HK$297,466
−HK$7,882/mo
Today · 4.125%
HK$305,348
baseline
▲ 0.50% · 4.625%
HK$321,443
+HK$16,095/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$610,696/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,373 · Scale 2, in force from 26 Feb 2026)