LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,681
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,181
−HK$4,573/mo
Today · 4.125%
HK$153,754
baseline
▲ 0.50% · 4.625%
HK$163,109
+HK$9,355/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$307,508/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,956
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,273
−HK$4,379/mo
Today · 4.125%
HK$169,652
baseline
▲ 0.50% · 4.625%
HK$178,595
+HK$8,943/mo
Deposit HK$31.72M · loan HK$31.72M · min. income ≈ HK$339,304/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,617
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$179,018
−HK$5,486/mo
Today · 4.125%
HK$184,504
baseline
▲ 0.50% · 4.625%
HK$195,731
+HK$11,227/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$369,008/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,147
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$198,327
−HK$5,255/mo
Today · 4.125%
HK$203,582
baseline
▲ 0.50% · 4.625%
HK$214,314
+HK$10,732/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$407,164/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,553
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,854
−HK$6,401/mo
Today · 4.125%
HK$215,255
baseline
▲ 0.50% · 4.625%
HK$228,353
+HK$13,098/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$430,510/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,339
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,382
−HK$6,131/mo
Today · 4.125%
HK$237,513
baseline
▲ 0.50% · 4.625%
HK$250,032
+HK$12,519/mo
Deposit HK$19.03M · loan HK$44.41M · min. income ≈ HK$475,026/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,426
−HK$16,331/mo
▼ 0.25% · 3.875%
HK$268,526
−HK$8,231/mo
Today · 4.125%
HK$276,757
baseline
▲ 0.50% · 4.625%
HK$293,597
+HK$16,840/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$553,514/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,721
−HK$15,653/mo
▼ 0.25% · 3.875%
HK$297,491
−HK$7,883/mo
Today · 4.125%
HK$305,374
baseline
▲ 0.50% · 4.625%
HK$321,470
+HK$16,096/mo
Deposit HK$6.34M · loan HK$57.10M · min. income ≈ HK$610,748/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,601 · Scale 2, in force from 26 Feb 2026)