LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,682
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,183
−HK$4,572/mo
Today · 4.125%
HK$153,755
baseline
▲ 0.50% · 4.625%
HK$163,111
+HK$9,356/mo
Deposit HK$31.73M · loan HK$31.73M · min. income ≈ HK$307,510/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,958
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,275
−HK$4,379/mo
Today · 4.125%
HK$169,654
baseline
▲ 0.50% · 4.625%
HK$178,596
+HK$8,942/mo
Deposit HK$31.73M · loan HK$31.73M · min. income ≈ HK$339,308/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,619
−HK$10,887/mo
▼ 0.25% · 3.875%
HK$179,019
−HK$5,487/mo
Today · 4.125%
HK$184,506
baseline
▲ 0.50% · 4.625%
HK$195,733
+HK$11,227/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$369,012/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,149
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,329
−HK$5,256/mo
Today · 4.125%
HK$203,585
baseline
▲ 0.50% · 4.625%
HK$214,316
+HK$10,731/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$407,170/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,555
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,856
−HK$6,401/mo
Today · 4.125%
HK$215,257
baseline
▲ 0.50% · 4.625%
HK$228,355
+HK$13,098/mo
Deposit HK$19.04M · loan HK$44.42M · min. income ≈ HK$430,514/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,341
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,384
−HK$6,131/mo
Today · 4.125%
HK$237,515
baseline
▲ 0.50% · 4.625%
HK$250,035
+HK$12,520/mo
Deposit HK$19.04M · loan HK$44.42M · min. income ≈ HK$475,030/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,428
−HK$16,331/mo
▼ 0.25% · 3.875%
HK$268,529
−HK$8,230/mo
Today · 4.125%
HK$276,759
baseline
▲ 0.50% · 4.625%
HK$293,600
+HK$16,841/mo
Deposit HK$6.35M · loan HK$57.11M · min. income ≈ HK$553,518/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,724
−HK$15,653/mo
▼ 0.25% · 3.875%
HK$297,494
−HK$7,883/mo
Today · 4.125%
HK$305,377
baseline
▲ 0.50% · 4.625%
HK$321,474
+HK$16,097/mo
Deposit HK$6.35M · loan HK$57.11M · min. income ≈ HK$610,754/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,628 · Scale 2, in force from 26 Feb 2026)