LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,689
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,189
−HK$4,573/mo
Today · 4.125%
HK$153,762
baseline
▲ 0.50% · 4.625%
HK$163,118
+HK$9,356/mo
Deposit HK$31.73M · loan HK$31.73M · min. income ≈ HK$307,524/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,965
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,282
−HK$4,379/mo
Today · 4.125%
HK$169,661
baseline
▲ 0.50% · 4.625%
HK$178,604
+HK$8,943/mo
Deposit HK$31.73M · loan HK$31.73M · min. income ≈ HK$339,322/mo (50% DSR)
Upfront cash ≈ HK$34.42M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,626
−HK$10,888/mo
▼ 0.25% · 3.875%
HK$179,027
−HK$5,487/mo
Today · 4.125%
HK$184,514
baseline
▲ 0.50% · 4.625%
HK$195,741
+HK$11,227/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$369,028/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,158
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$198,338
−HK$5,255/mo
Today · 4.125%
HK$203,593
baseline
▲ 0.50% · 4.625%
HK$214,325
+HK$10,732/mo
Deposit HK$25.38M · loan HK$38.07M · min. income ≈ HK$407,186/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,564
−HK$12,703/mo
▼ 0.25% · 3.875%
HK$208,865
−HK$6,402/mo
Today · 4.125%
HK$215,267
baseline
▲ 0.50% · 4.625%
HK$228,365
+HK$13,098/mo
Deposit HK$19.04M · loan HK$44.42M · min. income ≈ HK$430,534/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,350
−HK$12,175/mo
▼ 0.25% · 3.875%
HK$231,394
−HK$6,131/mo
Today · 4.125%
HK$237,525
baseline
▲ 0.50% · 4.625%
HK$250,046
+HK$12,521/mo
Deposit HK$19.04M · loan HK$44.42M · min. income ≈ HK$475,050/mo (50% DSR)
Upfront cash ≈ HK$21.73M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,439
−HK$16,332/mo
▼ 0.25% · 3.875%
HK$268,541
−HK$8,230/mo
Today · 4.125%
HK$276,771
baseline
▲ 0.50% · 4.625%
HK$293,612
+HK$16,841/mo
Deposit HK$6.35M · loan HK$57.11M · min. income ≈ HK$553,542/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,736
−HK$15,654/mo
▼ 0.25% · 3.875%
HK$297,507
−HK$7,883/mo
Today · 4.125%
HK$305,390
baseline
▲ 0.50% · 4.625%
HK$321,487
+HK$16,097/mo
Deposit HK$6.35M · loan HK$57.11M · min. income ≈ HK$610,780/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$2,696,743 · Scale 2, in force from 26 Feb 2026)